CITATIONS
1) ALC, “ALC Annual Report 2018–19,” https://gamingns.ca/wp-content/uploads/2019/07/NSGC-Financial-Statements-March-31-
2019-Final-website-1.pdf, https://www2.gnb.ca/content/dam/gnb/Departments/fin/pdf/NBLGC-SLJNB/AnnualReport-RapportAnnuel/
AnnualReport2017-2018.pdf.
2) New Brunswick Finance and Treasury Board, “Gaming in New Brunswick,” https://www2.gnb.ca/content/gnb/en/departments/finance/
lotteries_and_gaming_corporation/gaming_in_nb.html; Nova Scotia Gaming Corporation, “Frequently Asked Questions,”
https://gamingns.ca/faq/; Prince Edward Island, “Lotteries Commission Act,” https://www.princeedwardisland.ca/en/legislation/
lotteries-commission-act; Government of Newfoundland and Labrador, “Lotteries,” https://www.gov.nl.ca/snl/lotteries/.
3) New Brunswick Lotteries and Gaming Corporation, “Frequently Asked Questions,” July 4, 2018, https://www2.gnb.ca/content/
dam/gnb/Departments/fin/pdf/NBLGC-SLJNB/NBLGC-FAQ.pdf; New Brunswick, “Public Accounts,” https://www2.gnb.ca/content/
gnb/en/departments/finance/comptroller/content/public_accounts.html; Newfoundland and Labrador, “Public Accounts,”
https://www.gov.nl.ca/fin/public-accounts/; Nova Scotia, “Public Accounts,” https://beta.novascotia.ca/public-accounts; Prince
Edward Island, “Public Accounts for the Province of Prince Edward Island,” https://www.princeedwardisland.ca/en/information/
finance/public-accounts.
4) ALC, “ALC Annual Report 2018–19.” At time of writing, NBLGC had not published its 2018–19 annual report, so New Brunswick
casino revenue figures from 2017–18 are stated here.
5) Since limited data were available for non-ALC provincial casino operations, figures used here represent ALC operations only.
6) ALC, “ALC Annual Report 2018–19.”
7) New Brunswick, “Public Accounts”; Newfoundland and Labrador, “Public Accounts”; Nova Scotia, “Public Accounts”; Prince Edward
Island, “Public Accounts for the Province of Prince Edward Island.”
8) J. Doiron, “Gambling and Problem Gambling in Prince Edward Island,” Prince Edward Island Department of Health, 2006, 9,
https://prism.ucalgary.ca/handle/1880/48204; “2009 Newfoundland and Labrador Gambling Prevalence Study,” Department
of Health and Community Services, Government of Newfoundland and Labrador, 2009, 15, https://prism.ucalgary.ca/handle/
1880/47656; Nova Scotia Department of Health and Wellness, “2013 Nova Scotia Adult Gambling Information Collection
Project,” 2016, 16, https://novascotia.ca/dhw/publications/Adult-Gambling-Information-Collection-Project-2013.pdf; New
Brunswick Department of Health, “2014 New Brunswick Gambling Prevalence Study,” May 27, 2015, 23, https://prism.ucalgary.
ca/bitstream/handle/1880/110135/GamblingPrevelanceStudy.pdf?sequence=1&isAllowed=y.
9) Katherine Marshall, “Gambling 2011,” Statistics Canada, Perspectives on Labour and Income, Winter 2011, https://www150.
statcan.gc.ca/n1/pub/75-001-x/2011004/article/11551-eng.htm, 6; John McCready et al., “Gambling and Seniors: Sociodemographic
and Mental Health Factors Associated with Problem Gambling in Older Adults in Canada,” report on research award for
the Ontario Problem Gambling Research Centre, April 2010, 57, https://www.greo.ca/Modules/EvidenceCentre/Details/gambling-
and-seniors-sociodemographic-and-mental-health-factors-associated-problem-gamblin-1; M. MacDonald, J. L. McMullan,
and D.C. Perrier, “Gambling Households in Canada,” Journal of Gambling Studies 20, no. 3 (Fall 2004): 194.
10) Author’s calculations based on data from Statistics Canada, “Table 11-10-0223-01: Household Spending by Household Income
Quintile, Canada, Regions and Provinces,” https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1110022301. For detailed
calculation methodology, see B. Dijkema and J. Wolfert, Pressing Its Luck: How Ontario Lottery and Gaming Can Work For, Not
Against, Low-Income Households (Cardus, 2020), https://www.cardus.ca/research/work-economics/reports/pressing-its-luck/.
11) All figures are author’s calculations based on data from Statistics Canada’s Canada Income Survey and Survey of Household
Spending. Statistics Canada, “Household Spending by Household Income Quintile, Canada, Regions and Provinces”; User Guide
to the Survey of Household Spending, 2015 (Ottawa: Income Statistics Division, 2017), https://www150.statcan.gc.ca/n1/en/catalogue/
62F0026M2017001; Statistics Canada, “Table 11-10-0193-01: Upper Income Limit, Income Share and Average of Adjusted
Market, Total and After-Tax Income by Income Decile,” https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1110019301. For
detailed calculation methodology, see Dijkema and Wolfert, Pressing Its Luck.
12) C.S. Campbell, T.F. Hartnagel, and G.J. Smith, “The Legalization of Gambling in Canada,” Report prepared for Law Commission of
Canada, “What Is a Crime?,” 2005, 15–21, http://publications.gc.ca/collections/collection_2008/lcc-cdc/JL2-64-2005E.pdf; Canadian
Gaming Association, “VLT Gaming in Canada,” March 2006, http://www.hlta.ca/reports/FINAL%20VLT%20Report%20-%20
color.pdf; “About Racing at Red Shores,” Red Shores, https://redshores.ca/racing/about/; Stephanie Porter, “Caught in the Grip
of the ‘Almighty VLT,’” Globe and Mail, April 2, 2007, https://www.theglobeandmail.com/news/national/caught-in-the-grip-of-thealmighty-
vlt/article1073304/, CBC News, “P.E.I. to Cut Number of VLTs,” September 29, 2008, https://www.cbc.ca/news/canada/
prince-edward-island/p-e-i-to-cut-number-of-vlts-1.710303; CBC News, “Nova Scotia to Eliminate 1,000 VLTs,” April 6, 2005,
https://www.cbc.ca/news/canada/nova-scotia/nova-scotia-to-eliminate-1-000-vlts-1.537563, Oliver Moore, “New Brunswick
to Pull Plug on 650 Slot Machines,” Globe and Mail, November 9, 2007, https://www.theglobeandmail.com/news/national/newbrunswick-
to-pull-plug-on-650-slot-machines/article697519/.
13) See, e.g., R.J. Williams and R.A. Volberg, “Gambling and Problem Gambling in Ontario.” Report prepared for the Ontario Problem
Gambling Research Centre and the Ontario Ministry of Health and Long-Term Care, June 2013. http://hdl.handle.net/10133/3378;
MacDonald, McMullan, and Perrier, “Gambling Households in Canada”; J.D. Wisman, “State Lotteries: Using State Power to
Fleece the Poor,” Journal of Economic Issues (Association for Evolutionary Economics) 40, no. 4 (December 2006): 955–66; J. Orford
et al., “The Role of Social Factors in Gambling: Evidence from the 2007 British Gambling Prevalence Survey,” Community, Work &
Family 13, no. 3 (August 2010): 258; T. Bol, B. Lancee, and S. Steijn, “Income Inequality and Gambling: A Panel Study in the United States (1980–1997),” Sociological Spectrum 34, no. 1 (January 2014): 64; K.B. Lang and M. Omori, “Can Demographic Variables
Predict Lottery and Pari-Mutuel Losses? An Empirical Investigation,” Journal of Gambling Studies 25, no. 2 (June 2009): 173; S.
Castrén et al., “The Relationship Between Gambling Expenditure, Sociodemographics, Health-Related Correlates and Gambling
Behavior: A Cross-Sectional Population-Based Survey in Finland,” Addiction 113, no. 1 (2018): 91–92.
14) Author’s calculations based on data from Statistics Canada, “Table 11-10-0193-01: Upper Income Limit, Income Share and Average
of Adjusted Market, Total and After-Tax Income by Income Decile.” For detailed calculation methodology, see Dijkema and
Wolfert, Pressing Its Luck.
15) Statistics Canada, “Table 36-10-0101-01: Distributions of Household Economic Accounts, Number of Households, by Income
Quintile and by Socio-demographic Characteristic,” https://www150.statcan.gc.ca/t1/tbl1/en/cv.action?pid=3610010101#timeframe.
16) ALC, “Annual Report 2016–17,” https://www.alc.ca/content/dam/alc/docs-en/Corp/AboutAL/WhoisAL/AnnRepts/AnnualReport16-
17-ENG.pdf. Figures adjusted for inflation.
17) R.T. Wood and R.J. Williams, “‘How Much Money Do You Spend on Gambling?’ The Comparative Validity of Question Wordings
Used to Assess Gambling Expenditure,” International Journal of Social Research Methodology 10, no. 1 (2007): 63–77.
18) Author’s calculations based on AGLC Annual Reports and Statistics Canada, “Table 11-10-0223-01: Household Spending by
Household Income Quintile, Canada, Regions and Provinces.” For detailed calculation methodology, see Dijkema and Wolfert,
Pressing Its Luck.
19) See, e.g., Nova Scotia Department of Health and Wellness, “2013 Nova Scotia Adult Gambling Information Collection Project”;
M. Abdel-Ghany and D.L. Sharpe, “Lottery Expenditures in Canada: Regional Analysis of Probability of Purchase, Amount of
Purchase, and Incidence,” Family and Consumer Sciences Research Journal 30, no. 1 (2001): 64–78; MacDonald, McMullan, and
Perrier, “Gambling Households in Canada”; Castrén et al., “The Relationship Between Gambling Expenditure, Socio-demographics,
Health-Related Correlates and Gambling Behavior”; A. Tan, S. Yen, and R. Nayga Jr., “Socio-demographic Determinants of
Gambling Participation and Expenditures: Evidence from Malaysia,” International Journal of Consumer Studies 34 (2010): 316–25;
T. Davidson et al., Gambling Expenditure in the ACT (2014): By Level of Problem Gambling, Type of Activity, and Socioeconomic and
Demographic Characteristics (Canberra: Australian National University, 2016), 11, https://www.gamblingandracing.act.gov.au/__
data/assets/pdf_file/0010/982774/2014-Gambling-Expenditure.pdf; J. Beckert and M. Lutter, “The Inequality of Fair Play: Lottery
Gambling and Social Stratification in Germany,” European Sociological Review 25, no. 4 (August 2009): 475–88.
20) S. Speer, “Forgotten People and Forgotten Places: Canada’s Economic Performance in the Age of Populism,” Macdonald-Laurier
Institute, August 2019, https://macdonaldlaurier.ca/files/pdf/MLI_Speer_ScopingSeries1_FWeb.pdf.
21) An in-depth review of the literature on gambling among Indigenous communities is beyond the scope of this paper, but readers
are encouraged to explore the substantial body of research on this topic. See, e.g., H. Breen and S. Gainsbury, “Aboriginal
Gambling and Problem Gambling: A Review,” International Journal of Mental Health and Addiction 11 (2013): 75–96; D. Wardman,
N. El-Guebaly, and D. Hodgins, “Problem and Pathological Gambling in North American Aboriginal Populations: A Review of the
Empirical Literature,” Journal of Gambling Studies 17, no. 2 (2001): 81–100; R.J. Williams, R.M.G. Stevens, and G. Nixon, “Gambling
and Problem Gambling in North American Indigenous Peoples,” in First Nations Gaming in Canada, ed. Y. Belanger (Winnipeg:
University of Manitoba Press, 2011), 166–94; New Zealand Ministry of Health, “Gambling and Problem Gambling: Results of the
2011/12 New Zealand Health Survey,” 2015, https://www.health.govt.nz/publication/gambling-and-problem-gambling-results-
2011-12-new-zealand-health-survey; L. Dyall, “Gambling: A Poison Chalice for Indigenous Peoples,” International Journal of
Mental Health and Addiction 8 (2010): 205–13; Williams and Wood, The Demographic Sources of Ontario Gaming Revenue; M. Stevens
and M. Young, “Betting on the Evidence: Reported Gambling Problems among the Indigenous Population of the Northern
Territory,” Australian & New Zealand Journal of Public Health 33, no. 6 (December 2009): 556–65; C. Currie et al., “Racial Discrimination,
Post Traumatic Stress, and Gambling Problems among Urban Aboriginal Adults in Canada,” Journal of Gambling Studies
29, no. 3 (2013): 393–415.
22) For a collected summary of provincial gambling prevalence studies conducted in Canada, see Alberta Gambling Research
Institute, “Prevalence—Canada Provincial Studies,” last modified June 17, 2016, https://abgamblinginstitute.ca/resources/reference-
sources/prevalence-canada-provincial-studies. The figures cited in the current paper represent problem-gambling rates
that have been standardized (improving comparability between studies and over time) by the researchers who collected this
summary of prevalence studies.
23) For a concise overview of this research, see R. Volberg, L. McNamara, and K. Carris, “Risk Factors for Problem Gambling in California:
Demographics, Comorbidities and Gambling Participation,” Journal of Gambling Studies 34 (2018): 360–63; see also F.K.
Lorains, S. Cowlishaw, and S.A. Thomas, “Prevalence of Comorbid Disorders in Problem and Pathological Gambling: Systematic
Review and Meta-Analysis of Population Surveys,” Addiction 106 (2011): 490–98; R. Williams, R. Volberg, and R. Stevens, “The
Population Prevalence of Problem Gambling: Methodological Influences, Standardized Rates, Jurisdictional Differences, and
Worldwide Trends,” report prepared for the Ontario Problem Gambling Research Centre and the Ontario Ministry of Health and
Long-Term Care, February 2012, https://opus.uleth.ca/handle/10133/4838.
24) H. Wardle et al., “Problem Gambling and Suicidal Thoughts, Suicide Attempts and Non-suicidal Self-Harm in England: Evidence
from the Adult Psychiatric Morbidity Survey 2007,” research report for the Gambling Commission, May 2019, https://www.gamblingcommission.
gov.uk/PDF/Report-1-Problem-gambling-and-suicidal-thoughts-suicide-attempts-and-non-suicidal-self-harmin-
England-evidence-from-the-Adult-Psychiatric-Morbidity-Survey-2007.pdf.
25) Doiron, “Gambling and Problem Gambling in Prince Edward Island,” iv; see also R. Williams, Y. Belanger, and J. Arthur, “Gambling in Alberta: History, Current Status and Socioeconomic Impacts,” report to the Alberta Gaming Research Institute, April 2, 2011, 105, https://prism.ucalgary.ca/handle/1880/48495.
26) N.D. Schüll, Addiction by Design: Machine Gambling in Las Vegas (Princeton: Princeton University Press, 2012), discussed in Matthew
Crawford, “Autism as a Design Principle: Gambling,” in The World Beyond Your Head: On Becoming an Individual in an Age
of Distraction (New York: Farrar, Straus and Giroux, 2015), 89–112. EGMs have provocatively been described by some researchers
as “the crack cocaine of gambling” (N. Dowling, D. Smith, and T. Thomas, “Electronic Gaming Machines: Are They the ‘Crack-Cocaine’
of Gambling?,” Addiction 100 [2005]: 33–45), though Dowling et al. conclude that despite the consistent association in the
literature between EGMs and “the highest level of problem gambling,” the empirical evidence available at time of writing was
insufficient to definitively “establish the absolute ‘addictive’ potential of EGMs” (42). See also V.V. MacLaren, “Video Lottery Is
the Most Harmful Form of Gambling in Canada,” Journal of Gambling Studies 32, no. 2 (June 2016): 459–85; Gambling Research
Exchange Ontario, “Slots and VLTs,” https://www.greo.ca/en/topics/slots-and-vlts.aspx; Centre for Addiction and Mental Health,
“About Slot Machines,” https://www.problemgambling.ca/gambling-help/gambling-information/about-slot-machines.aspx; J.
Rosengren, “How Casinos Enable Gambling Addicts,” The Atlantic, December 2016, https://www.theatlantic.com/magazine/archive/
2016/12/losing-it-all/505814/.
27) C. Livingstone, “How Electronic Gambling Machines Work,” 2, https://aifs.gov.au/agrc/sites/default/files/publication-documents/
1706_argc_dp8_how_electronic_gambling_machines_work.pdf; see also K.A. Harrigan et al., “Research Briefing
Note: Summary of the Effect and Regulation of Electronic Gaming Machine Near Misses and Losses Disguised as Wins (LDWs)
on Players,” Gambling Research Exchange Ontario, August 24, 2016, https://www.greo.ca/Modules/EvidenceCentre/Details/
research-briefing-note-summary-effect-and-regulation-electronic-gaming-machine-near-misses; Harrigan, “Gap Analysis: Structural
Characteristics of EGMs as Indirect Risk Factors for Problem Gambling Versus the Gaming Regulations,” Gambling Research
Exchange Ontario, https://www.greo.ca/Modules/EvidenceCentre/Details/gap-analysis-structural-characteristics-egms-indirect-
risk-factors-problem-gambling-versus-1; C. Jensen et al., “Misinterpreting ‘Winning’ in Multiline Slot Machine Games,”
International Gambling Studies 13, no 1 (2012): 112–26, DOI: 10.1080/14459795.2012.717635.
28) For example, in every year that the Ontario Lottery and Gaming Corporation (OLG) recorded how much money was generated by slots (2000–2001 through 2010–11) in Ontario, where VLTs are illegal, slot machines generated least 88 percent of casino revenue
(Dijkema and Wolfert, Pressing Its Luck). In British Columbia, slot machines have been responsible for an average of 71 percent
of casino and community gaming revenue since 2005. The average for all years of available data on slot machines in ALCs Red
Shores casinos is also in this range, at 84 percent.
29) Author’s calculations based on data from annual reports of ALC and provincial gaming corporations. For detailed calculation
methodology, see Dijkema and Wolfert, Pressing Its Luck.
30) Atlantic Lottery Corporation, “An Update to Players from Atlantic Lottery President and CEO Brent Scrimshaw,” March 16, 2020,
https://www.alc.ca/content/alc/en/corporate/about-atlantic-lottery/corporate-releases/2020-03-16.html, Kevin Doucette and Giuseppe
Valiante, “New Brunswick Declares Emergency, Orders Most Public-Facing Companies Closed,” The Star, March 19, 2020,
https://www.thestar.com/halifax/2020/03/19/two-new-nova-scotia-covid-19-cases-bring-provincial-total-to-14.html; Meghan
Groff, “Bars closed, No in-Person Dining and Gatherings Limited to 50, Premier Announces,” Halifax Today, March 17, 2020,
https://www.halifaxtoday.ca/local-news/bars-closed-restaurants-take-out-only-and-gatherings-limited-to-50-premier-announces-
2174059; Graeme Benjamin, “Coronavirus: P.E.I. Bans in-Room Dining, Bars in Effort to Stop Spread of Virus,” Global News,
March 17, 2020, https://globalnews.ca/news/6690257/p-e-i-bans-in-room-dining/; CBC News, “N.L. Orders Bars, Gyms and Other
Business to Close Amid Public Health Emergency,” March 18, 2020, https://www.cbc.ca/news/canada/newfoundland-labrador/
john-haggie-health-act-covid-19-1.5501264.
31) Gamblers Anonymous, “Recovery Program,” http://www.gamblersanonymous.org/ga/content/recovery-program.
32) Many Canadians are asset-poor, making them particularly vulnerable to the loss of income accompanying an unexpected layoff.
See J. Robson, “Assets in the New Government of Canada Poverty Dashboard: Measurement Issues and Policy Implications,”
presentation to the Canadian Economics Association, May 31, 2019, https://www.dropbox.com/s/4ty0pqay5vkuq7j/Presentation_
Robson_CEA2019.pdf?dl=0, https://www.compassworkingcapital.org/why-asset-poverty-matters; McGill Newsroom, “Half
of Canadians Don’t Have Enough Savings,” May 11, 2015, https://www.mcgill.ca/newsroom/channels/news/half-canadians-donthave-
enough-savings-250447.
33) D. Rothwell and J. Robson, “The Prevalence and Composition of Asset Poverty in Canada: 1999, 2005, and 2012,” International
Journal of Social Welfare 27, no. 1 (2018): 17–27; McGill Newsroom, “Half of Canadians Don’t Have Enough Savings,” May 11, 2015,
https://www.mcgill.ca/newsroom/channels/news/half-canadians-dont-have-enough-savings-250447; Erica Alini, “Coronavirus:
Nearly 1 Million Canadians Applied for EI Last Week,” Global News, March 24, 2020, https://globalnews.ca/news/6726111/coronavirus-
ei-claims-1-million/.
34) National Savings and Investments, “Premium Bonds,” https://www.nsandi.com/premium-bonds-25?ccd=NQBPAC; Save to Win,
“History of Save to Win,” http://www.savetowin.org/product-info/history-of-save-to-win; Michigan Credit Union League, “Save to
Win Celebrates 10 Years, $50 Million Saved in First Half of 2019,” July 23, 2019, https://www.mcul.org/News?article_id=29123.
35) L. Dadayan, “State Revenues From Gambling: Short-Term Relief, Long-Term Disappointment,” The Nelson A. Rockefeller Institute
of Government, April 2016, https://rockinst.org/issue-area/state-revenues-gambling-short-term-relief-long-term-disappointment/.
36) D.N. McCloskey, “Bourgeois Virtues?,” Cato Policy Report, May 18, 2006, https://www.deirdremccloskey.com/articles/bv/cato.php.